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While
R-TECH offers its clients (hereinafter "Plan
Sponsor") information to help them make informed
decisions about the variable aspects of 401(k)
plans, R-TECH is not a financial advisor and
should not be considered as such by any Plan
Sponsor. It is strongly recommended that Plan
Sponsors consult with a professional tax and/or
investment advisor before establishing a 401(k)
retirement savings plan. R-TECH does not provide
nor is any of the information contained in
this website intended to provide financial,
investment, tax, or legal advice.
2.
Regarding trademarks, and copyright.
R-TECH
is a registered trademark and certain other
marks of R-TECH are also entitled to trademark
protection. This website and all R-TECH software
is protected by claim of copyright and all
rights are reserved by R-TECH.
3. Regarding
this website and sites linked to it
The
information contained in this website is the
property of R-TECH and is protected by copyright.
In viewing any part of this website (in any
form), you agree not to copy, reproduce, retransmit,
disseminate, sell, distribute, publish, broadcast,
circulate, commercially exploit, modify or
post the information in any way without the
express written consent of R-TECH. Furthermore
you agree not to use the information, in whole
or in part, for any unlawful purpose, and
to comply with reasonable written requests
by R-TECH to protect our contractual, statutory
and common law rights in the information and
services contained in this website. In viewing
this website or any of its information, you
expressly agree to defend, indemnify and hold
harmless R-TECH from and against any and all
claims, losses, liability, costs and expenses
(including but not limited to attorney's fees)
arising from your violation of this agreement
or of any third-party's rights.
- We regularly
review the content of this website, but,
from time to time, information on this
website may contain technical inaccuracies
or typographical errors. Information may
be changed or updated without notice.
- R-TECH
may also make improvements and/or changes
in the products and/or the programs described
in this information at any time without
notice. R-TECH does not grant any express
or implied right to any viewer or customer
under any patents, copyrights, trademarks,
or trade secret information.
- R-TECH
makes no representations whatsoever about
any other website which you may access
through a link with this one. When you
access a non-R-TECH website, please understand
that it is independent from R-TECH and
that R-TECH has no control over the content
on that website. In addition, a link to
a non-R-TECH website does not mean that
R-TECH endorses or accepts any responsibility
for the content or use of such a site.
It is up to you to take precautions to
ensure that whatever you select for your
use is free of such destructive items
as viruses. IN NO EVENT WILL R-TECH BE
LIABLE TO ANY PARTY FOR ANY DIRECT, INDIRECT,
SPECIAL OR CONSEQUENTIAL DAMAGES FOR ANY
USE OF THIS WEBSITE OR ANY OTHER LINKED
WEBSITE INCLUDING, WITHOUT LIMITATION,
ANY LOST PROFITS, BUSINESS INTERRUPTION,
LOSS OF PROGRAMS OR OTHER DATA ON YOUR
INFORMATION HANDLING SYSTEM OR OTHERWISE,
EVEN IF WE ARE EXPRESSLY ADVISED OF THE
POSSIBILITY OF SUCH DAMAGES.
4. Regarding personal and/or company information
you transmit (by any means)
Information
we request from you is designed to help us
assist in the provision of services to your
plan and to serve your needs. Except for the
express purpose of providing such services,
R-TECH does not provide any personally identifying
information submitted to us to any third party.
For further information see our "Privacy Statement".
5. Regarding mutual funds
R-TECH
does not endorse any mutual fund company,
nor does mention of any mutual fund company
name imply that company's endorsement of R-TECH.
- R-TECH does not recommend
any investment advisory service or product,
nor does it offer any advice regarding
the nature, potential value or suitability
of any particular security transaction
or investment strategy.
- Mutual fund companies
open and close portfolios all the time,
often without warning. While we will use
reasonable efforts to keep our fund family
listings up to date, we cannot guarantee
that any listing is totally current.
- Material presented
in this website is for information purposes
only; it does not imply an endorsement
of any mutual funds mentioned nor of any
particular investment mix.
- No offer of solicitation
to buy or sell any of the securities listed
in this website is being made, and there
is no guarantee, either stated or implied,
that any mutual fund investments listed
will perform as successfully in future
years as they may have in past years.
- R-TECH does not provide
nor is any of the information contained
in this website is intended to provide
financial, investment, tax, or legal advice.
- Investing always involves
a degree of risk. The wise investor assesses
the risk-reward relationship before investing
or allocating funds, an assessment that
involves reviewing fund prospectuses.
It is strongly recommended that investors
read the mutual fund prospectuses for
relevant investments before making any
investment selections. Prospectuses are
available over the internet in Portable
Document Format (PDF) format, or directly
from the mutual fund companies themselves.
6. Limitation
of Liability & Damages
To
the maximum extent permitted by applicable
law, R-TECH and its affiliates, licensers,
participating financial institutions, third
party content or service providers, distributors,
dealers or suppliers are not liable for any
direct, indirect, special, incidental or consequential
damages (including but not limited to damages
for business interruption, loss of profits
or investment or the like) arising out of
any usage of the R-TECH website or services,
whether based on breach of contract, breach
of warranty, tort (including negligence),
product liability, or otherwise, even if R-TECH
or its representatives have been advised of
the possibility of such damages.
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